Kate specialises in payment services. She advises on the regulatory environment affecting payments, as well as structuring and contractually documenting significant and transformational payments projects.
Kate has experience of working with clients at all levels of the payments industry: payment service providers, technology providers, mobile networks operators, physical and virtual retailers, schemes, industry bodies. She has particular expertise in “new generation” payment services, such as mobile payments (including NFC), online payments, prepaid, virtual currencies and micro-payments, but also regularly advises on more traditional payments infrastructure and technology, merchant acquisition and aggregation, and money remittance. Kate also specialises in consumer credit and is currently assisting a number of clients with the transition of the consumer credit regulatory regime from the OFT to the FCA.
Kate has undertaken two client secondments: the first to PayPal in 2006, and the second to Wirecard in Munich, Germany in 2013.